Citibank is a component associated with the big international services that are financial Citigroup. Citibank had been established in 1812, based out of ny, ny. Citigroup has over 2,500 branches in 19 nations with very nearly 2 trillion in assets.
Citibank supplies a variety that is large of services and products including unsecured loans. They do provide a few different alternatives for unsecured loans such as for example personal lines of credit, but this review will simply deal with termed, unsecured unsecured loans in the usa market.
Citibank Personal Bank Loan Specification
- Loan quantity range: $2,000 -$50,000$2,000 – $12,500 for non-Citibank customers$2,000 – $30,000 for clients whom use online$2,000 – $50,000 for clients whom use by phone or perhaps in person
- Rate of interest rage: 7.99% to 17.99per cent
- Terms: 12-60 months
- Origination cost: None
- Returned cost: None
- Always Always Check processing cost: None
- Prepayment charge: None
- Belated penalty: 2% interest enhance
- Minimal credit rating: Typically over 680
- First payment: as much as 5 times
- Private information (including address, telephone number, email, and SSN)
- Evidence of Monthly income
- Employment Details
CitiBank Loan Pros & Cons
Joint Borrowers – Citibank allows for joint borrowers to their loans that are personal. Numerous loan that is personal don’t allow with this. Competitive rates of interest – Citibank has extremely rates that are competitive strong borrowers.